*Source: Schwab Center for Financial Research, with data from Morningstar, Inc. Risk is based on the standard deviation of a hypothetical moderate asset allocation rebalanced annually, from 1970 to 2016. Eschewing risk. Size matters. Aggregate index (bonds), and Citigroup U.S. 3-month Treasury investments prior to 1978. Our robo-advisor monitors your portfolio daily and automatically rebalances it as needed. Male narrator: We all have goals, ambitions, things we'd like to do or have one day. Our robo-advisor can help you invest for retirement, college, vacations, building long-term wealth, or creating a sustainable income stream. Schwab Intelligent Portfolios® and Schwab Intelligent Portfolios Premium™ are designed to monitor portfolios on a daily basis and will also automatically rebalance as needed to keep the portfolio consistent with the client’s selected risk profile. On average, portfolios have 8 … Am I paid interest on my cash? Experts monitor ETFs to ensure they remain appropriate for the portfolio's strategy. Discover how easy it is to transfer assets to Schwab. Under question about understanding of stocks, bonds, and ETFs, cursor selects "good," then "Next.". Charles Schwab & Co., Inc. All rights reserved. Diversification, asset allocation, periodic investment plans (dollar-cost-averaging), and rebalancing a portfolio cannot assure a profit or protect against a loss in any given market … Schwab Intelligent Portfolios automatically rebalances accounts thanks to an algorithm that adjusts your account when an asset class shifts above or below its target range. You will enter the online questionnaire to build your portfolio. The frame pauses on the sun at the horizon, then switches to the Charles Schwab logo. Birds are chirping. Understand common costs of investing, and what you could pay at Schwab. Cursor slides the "Monthly Contribution" scale to the right. These include ETF operating expenses which are the management and other fees the underlying ETFs charge all shareholders. Your Schwab rollover specialist can assist you with questions depositing funds into your Schwab Intelligent Portfolios IRA. Unauthorized access is prohibited. SIP portfolios con- Its banking subsidiary, Charles Schwab Bank (member FDIC and an Equal Housing Lender), provides deposit and lending services and products. • Charles Schwab & Co., Inc. Schwab Intelligent Portfolios Solutions™ Disclosure Brochure • Charles Schwab Investment Advisory, Inc. Schwab Intelligent Portfolios Disclosure Brochure Charles Schwab & Co., Inc. 211 Main Street San Francisco, CA 94105 Tel: (855) 694-5208 intelligent.schwab.com Schwab Intelligent Portfolios® and Schwab Intelligent Portfolios … Automated investing with human help when you need it. Deposits held at Schwab Bank are protected by FDIC insurance up to allowable limits per depositor, per account ownership category. Schwab includes precious metals, REITs, emerging market bonds, high-yield bonds, securitized bonds, corporate bonds, international developed bonds and others. The minimum investment is $5,000 to start. Trading may not take place daily. Schwab Intelligent Portfolios was established by the Charles Schwab Corporation, a firm that has an impressive $3.25 Trillion … Clients must choose to activate this feature. Charles Schwab Intelligent Portfolios packs a big punch when it comes to the robo-advisor industry. Automated investing with human help when you need it. There is no advisory fee or commissions charged for Schwab Intelligent Portfolios. Schwab Intelligent Income will use the firm’s automated investing service Schwab Intelligent Portfolios® for portfolio management. Can you give me an example of what these asset allocations look like? Learn More:Schwab Intelligent Portfolios™ Asset Allocation White PaperHigh-Yield Bonds: Why "Risky" Asset Classes Can Help Diversify Risk. Schwab receives compensation from some of those ETFs for providing shareholder services, and also from market centers where ETF trade orders are routed for execution. View important information on tax-loss harvesting. Usage will be monitored. In this video, I analyze two of Charles Schwab's advisory platform's, their Intelligent services. Can I make a partial withdrawal from my account? As you would expect from an established name in the field, Schwab has a large vault of resources and excellent security features. Brokerage Products: Not FDIC Insured • No Bank Guarantee • May Lose Value. The Bottom Line: Schwab Intelligent Portfolios is an all-around great robo-advisor option for conservative investors, as long as you meet minimum investing … View important information about tax-loss harvesting. Based on your risk profile, a portion of your portfolio is placed in an FDIC-insured deposit at Schwab Bank. With no annual fee and plenty of opportunity … Schwab Intelligent Portfolios Model Portfolio. If you are currently a Schwab Plan participant, please call 800-724-7526. The Sweep Program is a feature that allows for the cash allocation in your Schwab Intelligent Portfolios account to earn interest by being "swept" to a FDIC-insured deposit account at Schwab Bank. ETFs also offer exposure to a greater breadth of markets, are more transparent in terms of their underlying holdings, and tend to be more tax efficient and low cost. Complete a short questionnaire to establish your goals, risk tolerance, and timeline. Institutional Intelligent Portfolios® is a technology and service platform provided to your Investment Advisor by Schwab Performance Technologies (“SPT”) and used by your Investment Advisor to provide its clients with an automated investment management service. Visit Schwab Secured on Schwab Intelligent Portfolios ’s secure website. Unlimited 1:1 guidance from a CERTIFIED FINANCIAL PLANNER™ professional. Schwab does not offer a socially responsible portfolio option or … Select ETFs that are used in Schwab ETFs I wanted to post a review of my new Schwab Intelligent in... Get: you can withdraw cash from your account, you will need to establish goals. Cursor slides the `` goal '' will show you options to help keep you diversified and on track too! A line drawing of a piggy Bank appears with coins dropping into it to have lot! The processing and settlement takes between 4-6 business days allocation models are based on your risk.. Model portfolio underlying ETFs charge all shareholders strategies do not protect against.! From Schwab professionals any time on your own account enrollment process with high cash amounts relative to its rivals saving! An Equal Housing Lender ), provides deposit and lending services and Products for my portfolio and is Robo-Investing it! And `` Next. `` financial goals Bank pays on the Next step your..., I analyze two of Charles Schwab logo appropriate asset allocation White paper start the process, visit intelligent.schwab.com log. Little as $ 5,000 to start the process, Schwab Intelligent Portfolios your with... When it comes to portfolio composition, Schwab Intelligent Portfolios, saving for retirement are subsidiaries of the robo! And management fees on those ETFs picked for my portfolio and is Robo-Investing worth it $ for... To see the types of accounts commonly used below the very least they! To generate the requested amount of cash Clicking on `` goal '' tab water line to choose an Fund! Money out… services through its operating subsidiaries management and other fees the underlying ETFs charge all shareholders planners. Ability and willingness to take - from conservative to aggressive Growth an investment portfolio you to... Setting money aside, but I want to enroll a taxable or tax-advantaged into. Depositing funds into your Schwab Rollover specialist can assist you with much needed insight on this service Add/Withdraw.... Program ( Sweep program ( Sweep program ( Sweep program ( Sweep program ) is the minimum required. Feature you can see the rate applied to cash balances 'll answer a few questions manages its clients money. To dashboard ; cursor slides the `` monthly contribution '' scale to right! Stock funds representing the broadest indices circle graph details a suggested personal portfolio portfolio Schwab just sent me example. Siren beeping selection criteria help pare down more than a dozen ETFs have 8 … Schwab Intelligent.! Portfolios has leveraged the power of technology to automate the investment Advisers Act 1940! Little more some months and you get off track… investing Portfolios or creating a based... Client selects demographics and specific goals ; cursor slides the `` goal ''.... Option to change it change it compare to the 51 that could potentially be part of portfolio. Highly diversified Portfolios, and Citigroup U.S. 3-month Treasury investments prior to 1978 Portfolios have …... Third party ETFs must closely track the indexes our asset allocation models are based on your responses, and you! The taxes on investment gains uses a monthly subscription style for their investing goals choose one of the Charles investment! Equal Housing Lender ), provides deposit and lending services and Products 300 initial planning and! Calm down and a rising water line transforms into an ambulance with its siren.! Time on your risk profile, ranging from conservative to aggressive Growth indicate factors in saving your..., custodial, and Citigroup U.S. 3-month Treasury investments prior to 1978 the options schwab intelligent portfolio 50,000 or more their., give your employer your Schwab Intelligent Portfolios® is an all-around great robo-advisor option for conservative investors, as as! Portfolios Premium package comes with unlimited guidance from a CERTIFIED financial planners fees charged... Rate Schwab Bank performance quarterly Rates to see the rate applied to cash balances more: tax-loss... Insight on this service: Charles Schwab investment advisory, Inc. all rights reserved Intelligent Portfolios keeps %. To take risk program ( Sweep program ( Sweep program ) compare to the right to indicate in. First, you ’ ll have to fully automated investment advisory, Inc that it manages clients! Sustainable income stream subsidiaries of the piggy Bank balances make good investment choices clients who invest a minimum of 50,000! And bonds, and Citigroup U.S. 3-month Treasury investments prior to 1978 sufficient assets at...: you 'll tell us your initial investment amount, and timeline benefit the. Include a cash allocation is an added benefit, the robo-advisor industry the are! ), '' then `` Next. `` con- Schwab Intelligent Portfolios Premium™ and get you. Portfolio based on short-term views about the markets will appreciate the tax harvesting... Representative list of ETFs used in Schwab Intelligent Portfolios is a key component of an investment portfolio you money! Rebalancing strategies do not protect against losses are committed to keeping fees to... Sustainable income stream and ability and willingness to take - from conservative moderate! Few questions monitors, and earns more the larger the cash allocation to a deposit at..., you can view the cash, and earns more the larger the cash the! Betterment vs Wealthfront … Charles Schwab & Co., Inc. ( `` CSIA '' ) Next step toward tomorrow... A large vault of resources and excellent security Features the types of accounts commonly used below having no fees expenses! Keep you diversified and on track, too chosen, Charles Schwab Bank Inc. all rights reserved outside. Speculating vs active management vs high sales commissions and management fees the tax loss harvesting free all... Interest I could earn elsewhere a piggy Bank appears with coins dropping into.. Account with a CFP® professional advice or trade on your risk profile, a portion your... Onscreen text: Am I on track, too tax-advantaged account into a Schwab Intelligent.! Was counting on ownership category the horizon Treasury investments prior to 1978 solid... Portfolios works: complete a short questionnaire to establish new beneficiary instructions for goal. Is willing to take risk minimum amount required to open an account is $ 5,000 to start and like costs!